Cartrack Insurance Telematics

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Insurance Telematics

Lower premiums with safer driving
About Insurance Telematics

Insurance telematics provides the means for both the insurer and the fleet operator to better manage driver behaviour, in turn this dramatically reducing loss ratios as a result of accidents. It allows insurers to provide a more tailored approach to premiums associated with an individual’s risk profile, saving you even more money for safer and more efficient driving practices.

The data is also utilised to more accurately reconstruct accident scenes, making it easier and faster to evaluate claims.

Intelligent Insurance with Cartrack

Benefits of insurance telematics

Merging AI with Telematics
How insurance telematics works
Information for Education and Cost Saving

Once we professionally install our in-house developed telematics hardware into your vehicle, you can start receiving reports on driver behaviour. These reports are compiled using algorithms that assess many key driving habits and behaviours, such as speeding, harsh braking, number of hours and kilometres driven in a month and specific times of day spent on the road. With this wealth of data, you are in a much better position to enforce and educate your drivers on better and safer driving habits. Experience shows that drivers will even change their habits automatically once they are aware that they are being closely monitored. This results in an insurance policy that is tailored according to your drivers’ driving behaviour and lower insurance premiums due to the implementation of safer driving habits.

Additional Safety Advantages

In cases of vehicle accidents, we will create an accurate crash reconstruction report using your vehicle’s key metrics prior to the crash, leading to easier, faster and, more successful claims. Cartrack insurance telematics data will also add more credibility to theft insurance claims, ensuring that you always have what you need for a more successful claim.

To keep your team safe and assets secure, receive additional Stolen Vehicle Recovery (SVR) and Crash Alert features, ensuring that you are always protected in accidents or situations of possible vehicle theft.

Features and Add-Ons
Compatible with all major vehicle brands
You can be sure that at Cartrack, we are as flexible as any fleet can be. Having successfully tried and tested our hardware on every major vehicle brand, you can be assured that we have a solution that is right for you.
Cross-border compatibility
No need to feel restricted in your operations – we are with you no matter the location, providing a service that extends across our offerings to our Stolen Vehicle Recovery (SVR) solutions.
Free installation
As part of our standard service, we will fit your unit completely free of charge and at a convenient time for you.
Advanced fitment techniques
All fitments are performed by highly trained in-house fitment teams, thereby ensuring that you get the highest level of support and service from the start.
24/7 Support
We recognise that accidents and errors that need attention don’t only happen on the clock; that’s why we are always available to help you, no matter what time it occurs.
Lifetime hardware warranty
Don’t pay good money for hardware that is made cheap. We design, develop and manufacture all of our tracking and telematics units in-house, which allows us the security to give you a lifetime hardware warranty on the best quality possible while still offering competitive prices.
Alerts
Customise your alerts and how you receive them. Get alerts on speeding, harsh braking or cornering, idling, geofence exit and entry, unscheduled usage and many more. All alerts can be sent to any device or platform through email, RSS feeds or SMS.
Simple software user interface
Fully redesigned and upgraded software makes it simpler to manage your fleet, at no additional cost.
Cloud-Based Solutions
Always stay plugged into your fleet with our Software-as-a-Service (SaaS) platform, which gives you access to all of your data no matter where you are. Rest assured that all your valuable data will be backed up securely, saving you not just time, but storage costs as well.
Hour meter
Effectively monitor and measure the operating hours of your plant and equipment, thereby enabling you to determine utilisation, service intervals and billable hours.
Multi-platform software
There is no need to feel restricted to using one type of device for your business operations. We have applications for iOS, Android and online solutions for desktop, which makes it easy and seamless to switch from one device to the other.
User hierarchies
Assign unlimited users to specific hierarchical clearances depending on viewing and managing specific vehicle groups or features, maintaining your internal privacy and security.
Real-time event based tracking
With our unique and comprehensive event-based algorithms, you can track your fleet’s important movements in real-time and gain reliable and actionable data.
Free software upgrades
Included in all of our packages is a lifetime commitment to offering you the best possible software at any given point, at no additional cost. This means that when we improve and update our systems, you’re also updated and receive the benefits of savings and continuous improvements.
Free Application Programming Interface (API) Integration
Easily integrate Cartrack solutions with any in-house ERP system. Standard web-services (both SOAP and REST included) feed real-time data into your internal systems, enhancing your operational speed and information processing time.
Driver scorecards
Cartrack gives you the advantage with included Artificial Intelligence (AI) analysis of driving behaviour, allowing you to manage your costs better by minimising driving styles that cause greater maintenance requirements and fuel usage.
Advanced reports
Set up advanced reports that will automatically be sent to you. Reports can range from simple driver logs and distances travelled to in-depth fuel efficiency evaluations and risk management summaries, giving you unprecedented control over your biggest cost drivers.
Predictive maintenance
Predict when vehicles will need a service maintenance, through use of mileage, harsh engine usage and driver behaviour reports, allowing you to better plan for the lifespan of your assets.
Map Points Of Interest (POI) and Geofences
Label important POI and geofences for your business and track how often your vehicles travel to and spend time at these places, allowing you to appropriately manage future resources and more accurately calculate the true cost of deployment to different locations.
Location history
We store all vehicle location and incidents for five years so that you always have access to what you need.
Driver ID tags
Get access to the ability to track your drivers, no matter which car they are assigned to in a day.
Traffic and transit alerts overlay
Plan your routes and fleet productivity better with traffic and transit alert overlays, ensuring that an accident will never get in the way of you reaching your destination as efficiently as possible.
Vehicle and driver grouping
Easily organise your vehicles and drivers by grouping them into specific functions or teams. For example, group your sales team separately to your logistics trucks for more specific and relevant reports and analysis, and do likewise with stationary assets from your vehicles.
Dashboards
Get powerful, fast glances at your fleet’s productivity and movements, saving you time and keeping you updated in a user-friendly manner.
CAN Bus Integration
Get connected and allow a variety of vehicle performance data to be downloaded in real-time for monitoring and analytics.
Jamming Detection
With Cartrack, you are truly worry-free. We stay one step ahead, so that we are always able to recover your vehicle, even when the thief is using a network jammer.
Start Inhibit
Prevent unwanted driving, with a start inhibit that safely and effectively disables vehicle start up on demand.
Global Fleet Management
With Cartrack, we’re as international as your fleet is. Cartrack is globally compatible, giving you total operational coverage.
Breathalyser
Cutting edge, full-proof and reliable in-vehicle sobriety tests for drivers to enable vehicle ignition.
Fuel Monitoring
Remove the obscurity of fuel costs. Monitor exactly how much fuel each truck and driver use in order to efficiently manage your fuel consumption and deter possible theft.
Bureau Services
Remove the burden and let us handle the monitoring of your fleet on your behalf.
Temperature Monitor
Never lose perishables again. Get instant alerts if cold trucks are out of optimal temperature range, and assure customers of your product quality.
Routing
Easily set predefined routes for your vehicles to be alerted of deviations. Reduce wastage in operating costs and ensure that drivers are sticking to the task at hand and cargo stays on route.
Remote Logbook
Effortlessly log personal or business trips with a click of a button. Make managing both internal and tax compliance quick, easy and accurate.
SVR
Upgrade your vehicle security and get total peace of mind, with Cartrack’s industry-leading stolen vehicle recovery services.
Insurance Telematics
Lower your insurance premiums by being a safer driver. With Cartrack, you can get a fully tailored insurance plan so that you aren’t paying for everyone else’s bad habits.
Communicator
Increase communication between your logistics operators to ensure that your drivers, dispatchers and task managers are always in sync and operating with total efficiency.
Mi-Fleet
Quickly integrate Cartrack’s advanced vehicle cost accounting software to ensure that managing your fleet’s costs is completely hassle-free and transparent.
Live Vision
Get total visibility over your fleet. Live Vision records and live streams all of your vehicles’ most important angles, always keeping you in control.
Fleet Management
Lower costs and increase sales by using a host of productivity solutions that increase your fleet’s efficiency.
Panic Button
In an emergency, the press of a button will instantly send a silent alert to the Cartrack 24/7 control room and an operator will provide assistance.

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Company Name
Premier Rental and Logistics

“Premier Rental and Logistics has been a client of Cartrack since 2012 and now have in excess of 500 vehicles installed with a Cartrack unit. The excellent service rendered thus far has resulted in our company being a long-standing client of Cartrack’s. Queries are rectified timeously and in a professional manner with a key focus on customer service. We will therefore continue to recommend Cartrack.” – Premier Rental and Logistics

Company Name
DP Botes Vervoer

“Botes Vervoer is delighted to say that the service we receive from Cartrack is of the highest quality with regards to customer care. Cartrack’s Live Vision product is a step forward for us here at Botes Vervoer. Cartrack is reliable and we did not have any hesitation in switching over to this world-class company.” – DP Botes Vervoer

Company Name
Lida-Louise Wiid
“We would hereby like to thank Cartrack for the outstanding services we are receiving. Our vehicles were fitted with your product within 48 hours after signing the contract. Thank you once again for making our business more efficient.” - Lida-Louise Wiid, Owner, Soapreme Clean
Company Name
Inocentia Nyawose

“My relationship with Cartrack so far has been good. The system is user friendly, and I am able to track my ambulances at all times. Thank you Cartrack for the service.” - Inocentia Nyawose, Operations Manager, Supreme Care EMS

Company Name
Alex Sheffield
General Manager

“I would like to thank Cartrack for the excellent work done in recovering our hijacked vehicle. Your team’s reaction time and constant notification of the tracking progress was exceptional. Hats off to Cartrack, you are an amazing team.” – Alex Sheffield, General Manager, REEA Foundation

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